What is an Adjustable-Rate Mortgage (ARM)?

An ARM begins with a fixed rate for a set period, then adjusts up or down based on market conditions.

Why consider an ARM in Florence?

Florence homebuyers often choose ARMs for their lower introductory rates, making early payments more affordable if they expect to refinance or move within a few years.

What are the risks of an ARM?

After the initial fixed period, your interest rate can increase, which may result in higher monthly payments depending on market conditions.

Can I refinance an ARM later?

Yes — many borrowers refinance into a fixed-rate mortgage or into another ARM before adjustments begin.

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By clicking “SUBMIT”, I acknowledge that I have reviewed the Privacy Policy and agree by ESIGN signature to the terms of New American Funding LLC’s Terms of Use and consent to New American Funding LLC, its partners, and parties calling on their behalf to contact me at the number that I provided above for marketing purposes, including through the use of email, automated technology, artificial or prerecorded voice, AI generative voice, and SMS/MMS messages. I acknowledge my consent is not required to obtain any good or service, and that I can be connected with New American Funding LLC without providing consent by calling (931) 320-3302. I consent to be contacted even if my phone number or email address appears on a New American Funding LLC Do Not Contact/Do Not Email list, a State or National Do Not Call Registry or any other Do Not Contact/Do Not Email list.

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Lexington, KY 40503

Information transmitted by e-mail over the Internet is not secure and can be intercepted, forwarded, and read by other Internet users. DO NOT use e-mail to send Honor Home Loans | Clarksville Mortgage private or confidential information about yourself or others. Additionally, Honor Home Loans | Clarksville Mortgage will not use unsecured email to transmit responses that contain private or confidential information. If you need to communicate private or confidential information to Honor Home Loans | Clarksville Mortgage, please send an email requesting Honor Home Loans | Clarksville Mortgage reply back with an encrypted email to start the communication dialog.

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  - Ridgeland
- Tennessee
  - Clarksville
  - Murfreesboro
Down Payment Assistance Programs

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